PYMNTS

AUGUST 8, 2019

The collaboration gives the 12,000-plus national ACTA members an opportunity to tap into Western Union’s payments expertise and knowledge of foreign currency transactions and currency risk management, according to a Western Union press release on Thursday (Aug.

Currencies 71

Currencies Risk Management Leverage Accounting 71

PYMNTS

NOVEMBER 22, 2016

Digital risk management company RiskIQ released its Black Friday eCommerce Blacklist , which identified that one in 10 Black Friday-specific apps out of the 5,315 total that can be found searching “Black Friday” in global app stores is malicious. Black Friday isn’t just delivering on the deals this year.

eCommerce 68

eCommerce Risk Management Leverage Sales 68

Global Finance

MAY 8, 2024

China and Environs China’s banks faced a challenging 2023 due to feeble retail and mortgage loan demand, policy initiatives directing cut-rate lending to strategic sectors, and dwindling NIMs, which fell 22 basis points (bps) over the year, extending 2022’s decline. per share for a record annual AU$4.50

Banking 52

Banking Profit and Loss Construction Retail 52

PYMNTS

DECEMBER 4, 2017

Judging by the startup’s name, it’s no surprise that Emailage is leveraging customer email addresses as it investigates transaction risk factors. Now, the firm is also using phone data to provide an even richer risk assessment — and relaying that data back to retailers so they can also leverage it.

Startups 45

Startups Leverage Risk Management Auditing 45

PYMNTS

OCTOBER 17, 2016

On pace to more than triple its year-over-year loan volume, Affirm will leverage the facility to continue its expansion of consumer-friendly point-of-sale financing at leading online and offline retailers, the company said in a press release.

Credit Risk 51

Credit Risk Risk Management Leverage Finance 51

PYMNTS

APRIL 12, 2018

The Switzerland-based software company revealed it secured the contract with Telia, which will now be able to offer lending and leasing products to retail and corporate customers of its financial unit. Financial details of their agreement were not reported.

Banking 43

Banking Risk Management Leverage Technology 43

CFO Talks

OCTOBER 26, 2022

Going forward, we are looking forward to leveraging those relationships for hopefully the betterment of the county and ourselves. The Authority is a relatively small entity, it regulates the retail and micro-manufacturing of liquor in the Western Cape.

CFO 98

CFO Auditing Leadership Budgeting 98

PYMNTS

DECEMBER 29, 2020

However, Wingert said the fact remains that many financial institutions, merchant acquirers and online stores are missing important risk signals by overlooking a proven approach to fraud and risk management.

Compliance 108

Compliance Prioritization Securities Banking 108

CFO Talks

MARCH 19, 2024

The CFO needs to consider how AI can be leveraged not just for automating routine tasks, but also for providing deeper insights into financial forecasting, risk management, and strategic decision-making. Leveraging Data for Insights A data-driven approach is central to identifying areas for improvement.

CFO 52

CFO Communication Finance Budgeting 52

PYMNTS

JUNE 5, 2020

Financial Institutions (FIs) that adopt open banking allow third parties like FinTechs to integrate with their application programming interfaces (APIs) to provide personalized financial management and payment apps that draw on bank customers’ data.

Securities 69

Securities Banking Leverage Accounting 69

PYMNTS

JULY 14, 2020

CEO Nick Molnar said in a statement that, “Afterpay and Google Pay give shoppers the ability to choose either physical or online shopping while still being able to budget their own money and avoid expensive loans, interest and fees — which has shown to attract new customers and drive more sales conversion for our retail partners.”.

Sales 52

Sales Risk Management Budgeting Leverage 52

PYMNTS

MAY 5, 2017

The compromised Sabre system reports offering seamless connectivity to over 120 property management, 7 revenue management, 7 CRM and 18 content management solutions according to the company’s website. Jeff Hill, Director of Product Management at third-party risk management solutions provider Prevalent, Inc.

Securities 45

Securities Leverage Entertainment Auditing 45

PYMNTS

SEPTEMBER 26, 2019

And that AI’s potential, wherever it is applied, is going beyond the constraints of the systems and tools of the past — to a future that manages to both have fewer risks and create less friction for the consumer. Payments is in some sense a risk management business end to end.

Risk Management 63

Risk Management Compliance Credit Risk Securities 63

PYMNTS

JUNE 18, 2018

Insurance is a complex world of many moving parts, including data collection, mathematical models and risk assessment. In some ways, the difficulties can increase when a company tries to do risk management in real time. So, how does one insure invoicing via digital methods?

Invoicing 46

Invoicing B2B Risk Management Leverage 46

PYMNTS

APRIL 12, 2017

From ordering groceries online to going to a retail store and comparing prices on a mobile app, or even shopping with the help of virtual reality (VR) or augmented reality (AR) — omnichannel interaction between consumers and merchants is now the new standard.

B2C 40

B2C Investments Startups eCommerce 40

Finvisage

FEBRUARY 7, 2021

AJ : Gamestop is a ‘physical’ retailer in America. It was going to leverage on its legacy business and cut costs there. r/wallstreetbets is a subreddit – basically a forum on reddit where retail investors get together and discuss stock ideas. It sells games, consoles and other electronics in American malls.

Profit and Loss 52

Profit and Loss Retail Securities Leverage 52

Future CFO

NOVEMBER 30, 2020

The key is to encourage accounting graduates to learn how to leverage upon new and emerging technologies, work with structured and unstructured data, conduct data storytelling effectively and most importantly, adapt in a fast moving business environment with changing business models and evolving business needs.

Accounting 40

Accounting Finance Education Communication 40

Barry Ritholtz

MARCH 7, 2023

And as the time goes by, I think the two lines get blurred also because of technology, because of the increased presence of retail investors in the markets. Another the great lesson, and I was still a global macro portfolio manager with my own silo at SAC Capital. And at the SAC Capital, it was all about risk management.

Investments 65

Investments Marketing Economics Risk Management 65

Barry Ritholtz

OCTOBER 19, 2022

We discussed all these things as well as why there has never been a better time to be a retail investor than right now, right here in this era. So we leverage that expertise and we help advisors speak to their clients about, you name it, market, savings, all the things that they’re talking about. We serve retail investors.

Investments 111

Investments Profit and Loss Education Advertising 111

Barry Ritholtz

AUGUST 16, 2022

If you’re all interested in macro investing, trend following, commodities, currencies, fixed income, various types of quantitative strategies, and most important of all, risk management, you’re going to find this conversation to be absolutely fascinating. With no further ado, my interview of GCM’s Ken Tropin.

Profit and Loss 118

Profit and Loss Foreign Exchange Valuation Investments 118

PYMNTS

JULY 5, 2018

Now, said Bouda, network tokens have also been developed to leverage the EMV standards that were introduced by card networks when contactless mobile wallets made their debut in 2014. That growth in fraud isn’t just increasing costs; it’s also blunting growth in digital retail channels.

Securities 41

Securities Numbers eCommerce Leverage 41

Barry Ritholtz

SEPTEMBER 19, 2023

Elizabeth Burton : I think it’s because I went into risk management straight out school on the risk side of fund to funds and, and various other industries. So it’s a problem that institutions offer often suffer from that retail investors do not like you and me, we probably don’t have this bucketing issue.

Investments 57

Investments Math Risk Management Benchmarking 57

PYMNTS

DECEMBER 16, 2019

Amazon is leveraging Western Union’s global cash in/cash out network to let consumers shop online and pay in cash at one of their 500,000 global agent locations. Over the last decade, on the retail side of payments, merchants waited to expand checkout choice until they felt that sales were at risk if they didn’t.

Banking 72

Banking Accounting Leverage Advertising 72

PYMNTS

JANUARY 1, 2020

Amazon is leveraging Western Union’s global cash in/cash out network to let consumers shop online and pay in cash at one of their 500,000 global agent locations. Over the last decade, on the retail side of payments, merchants waited to expand checkout choice until they felt that sales were at risk if they didn’t.

Banking 69

Banking Accounting Leverage Advertising 69

Barry Ritholtz

DECEMBER 6, 2022

And definitely, their retail market participation is significantly lower than you can see in the U.S. We have retail clients. I think, obviously, the ticker is very important, particularly for the self-directed retail client base. And I think that the financial advisors are used, but not as widely used as they are in the U.S.

Investments 61

Investments Marketing Numbers Risk Management 61

PYMNTS

JULY 8, 2016

Walmart Pay comes to market with a few built-in advantages: it leverages the Walmart.com app, which is used by 20M+ people roaming around their stores each month, it works on every sort of smartphone out there, and they control the POS in all of their stores, just like Starbucks does.

Valuation 40

Valuation Math Manufacturing Risk Management 40

Barry Ritholtz

APRIL 18, 2023

There’s definitely been proof of concept for large scale institutional investors and even retail investors, that we can produce sustainable, predictable, above public market returns. I mean, there have been leveraged loans and high yield bonds since the 1980s. We find great management teams. BARATTA: Yes. RITHOLTZ: Right.

Investments 61

Investments Valuation Marketing Currencies 61

Barry Ritholtz

APRIL 4, 2023

So obviously, risk managers, you know, and CROs were very focused on how do we manage that risk and diversify that credit risk that they were taking on in mid-market companies. We don’t invest in oil and gas and restaurants and retail and more volatile businesses. KENCEL: So, now, leverage is lower.

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Finance Investments Banking 57

Barry Ritholtz

OCTOBER 3, 2023

It’s, it’s no different But, but inherently in futures, a whole lot more leverage, a whole lot more risk. How fundamental was that to your learning about investing, trading risk management, starting with futures? It had gone from a fairly, fairly heavy retail business to a very institutional business.

Marketing 108

Marketing Treasury Banking Profit and Loss 108

Barry Ritholtz

MARCH 12, 2024

I’m assuming it’s primarily institutional and not retail. It’s that the, so that’s the core competency and it’s just leveraged into, if it’s a loan, if it’s a security backed by a loan, if it’s the actual estate itself. That grocery store, that grocery store anchored retail.

Profit and Loss 57

Profit and Loss Investments Marketing Securities 57

Barry Ritholtz

MARCH 27, 2023

By ’08 and ’09, look, there were bankruptcies everywhere in every industry from retail to telecom. And these were real bankruptcies, led by a supply-demand imbalance, too much leverage and not enough demand for the products. MIELLE: Yeah, that kept — RITHOLTZ: Which is crazy. MIELLE: Exactly. RITHOLTZ: It was really fascinating.

Investments 110

Investments Restructuring Profit and Loss Finance 110

Barry Ritholtz

SEPTEMBER 26, 2023

And I think a lot of investors and, and lenders and really lost their way and agreed to terms and conditions that in under today’s market environment would not be acceptable levels of leverage that would not work. And, and as a result, there is a, a condition where there’s risks and opportunities in the current market.

Investments 52

Investments Banking Economics Construction 52

CFO Talks

FEBRUARY 20, 2024

The conversation delves into the evolving landscape of the telecom industry, the impact of technology on business models, and the necessity for CFOs to embrace change and innovation, particularly in leveraging AI for forecasting and strategic planning. And then also in the larger scales being wholesalers and retailers.

CFO 52

CFO Leadership Accounting Finance 52

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. BITTERLY MICHELL: Not in leveraged, no, not at all, give more …. BITTERLY MICHELL: … risk management. RITHOLTZ: Right.

Investments 116

Investments Marketing Profit and Loss Banking 116