PYMNTS

OCTOBER 21, 2020

In April, for example, the EBF, European Association of Co-operative Banks (EACB) and the European Savings and Retail Banking Group (ESBG) said that tech-driven priorities include the development of instant payments capabilities across the EU and robust data sharing. Ready for Digital Currencies? .

Banking 126

Banking Currencies Leverage Technology 126

PYMNTS

AUGUST 24, 2017

3D-Secure 2.0 In this case, though, that upgrade comes to a security protocol designed to strengthen security around online credit card transactions, but which has seen little change since its inception 17 years ago. based transactions leverage it today. Like Web 2.0, Mobile 2.0, and Vegetables 2.0 (And, In-App Purchases.

Securities 41

Securities Technology Currencies Leverage 41

PYMNTS

DECEMBER 21, 2020

Flexibility, he said, comes in the form of digital currency — easily transferable and usable across any number of spending categories, moving from travel, for example, to groceries. Social media represents another way to leverage and reward loyalty, noted panelists. It’s important to make sure that redemption is easy and flexible.

Leverage 118

Leverage Currencies Banking Accounting 118

PYMNTS

JANUARY 23, 2020

In today’s top news, FedEx officially expanded home delivery to include Sundays, Uber’s CEO believes his company is the most likely ride-hailing service to reach profitability, and the OCC prepares a civil suit against 10 former Wells Fargo executives for their roles in its retail banking scandals. FedEx Officially Launches Sunday Delivery.

eCommerce 52

eCommerce Economics Currencies Leverage 52

PYMNTS

OCTOBER 30, 2019

million, which is a 1 percent increase from the year before and 3 percent on a constant-currency basis. We continue to strengthen our two-sided network with several key partnerships recently executed across leading financial institutions, FinTechs, and retailers,” West said. Securities and Exchange Commission.

Currencies 40

Currencies Leverage Securities Retail 40

PYMNTS

JUNE 19, 2018

“eCommerce platforms and marketplaces are leveling the retail playing field by connecting buyers who have specific needs with groups of sellers that can meet them,” said Bill Ready, chief operating officer at PayPal. Jetlore’s platform is used by some of the leading retailers around the globe.

eCommerce 50

eCommerce Currencies Leverage Retail 50

PYMNTS

AUGUST 22, 2018

Securities and Exchange Commission (SEC). We operate the only truly global luxury digital marketplace at scale, seamlessly connecting brands, retailers and consumers. Within that latter number, stated Farfetch, at the end of the most recent quarter, “we partnered with 614 of the world’s leading luxury retailers and 375 brands.”.

Retail 40

Retail Numbers Valuation Investments 40

PYMNTS

JANUARY 23, 2019

AAX will leverage LSEG’s Technology to deliver a world-class exchange that ensures safe, trusted and secure digital asset trading for all. The company had been testing a new service to select customers, which allowed them to store vast amounts of digital currencies, as well as receive enhanced trading capabilities.

Currencies 74

Currencies Leverage Technology Banking 74

PYMNTS

MAY 5, 2017

It seems blowing past $1,400 at the start of this week wasn’t enough for the digital currency. The digital currency’s market cap sat at just over $25.4 The digital currency’s market cap sat at just over $25.4 Some exchanges even pegged the digital currency’s value at over $1,600.

Currencies 47

Currencies Banking Retail Leverage 47

PYMNTS

NOVEMBER 19, 2020

Demographic groups that have traditionally been slower to adopt payment apps, such as older or less-wealthy consumers, are now testing out these tools, and retailers are responding with new solutions. A close eye on shifting payment and technology trends in target markets can help retailers position themselves for success.

eCommerce 63

eCommerce Currencies Leverage Retail 63

PYMNTS

JULY 1, 2019

There still exists a lot of runway, of course, as India remains a cash-intensive economy, where 90 percent of transactions are still done through hard currencies. India, in contrast, has a huge point of leverage in embracing digital payments — namely, the power of mobile devices. The Players And The Lines Blurred.

Leverage 52

Leverage Securities Banking Education 52

PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency (OCC) has again released its report on top risks facing banks, with its Spring 2017 analysis warning FIs that threats are coming from all angles. Noreika, acting Comptroller of the Currency, in a statement. Today, the federal banking system remains healthy,” he continued. “As

Banking 46

Banking Compliance Currencies Concentration 46

PYMNTS

AUGUST 22, 2018

The advantages extend from transparency to security and, of course, immutability. Patent and Trademark Office that would leverage blockchain to secure user authentication efforts and boost security initiatives. Securities Offerings, Too. In patent news, Capital One has filed an application with the U.S.

Securities 41

Securities Invoicing Manufacturing Currencies 41

PYMNTS

MAY 4, 2017

The trends indicate that though cash as measured as a share of GDP may be waning, the spending of the currency remains robust. Among the core reasons for this: The perception that the use of cash was more secure. Turning to the Americas — defined as the U.S., percent over that time frame. Cash as a Budgeting Tool.

Budgeting 77

Budgeting Retail Education Banking 77

PYMNTS

NOVEMBER 30, 2016

In a press release , Sionic said the integration with Oracle Hospitality provides a cardless, three-digit checkout, enabling restaurants to quickly and securely process mobile payments. Users can earn and spend rewards at more than 100,000 retail and restaurant locations that are part of the Mobile Rewards Marketplace.

Currencies 40

Currencies Leverage Securities Retail 40

PYMNTS

MARCH 6, 2018

America’s eCommerce giant is reportedly playing with blockchain via its cloud computing arm, Amazon Web Services (AWS) , with a focus on health care, financial services, supply chain management, and security and compliance. Mastercard. Instead, Mastercard would use its own blockchain, she said. “We

Currencies 47

Currencies Leverage eCommerce Compliance 47

PYMNTS

APRIL 8, 2020

” Any B2B eCommerce platform to facilitate sales, however, must be ingrained with payments security and buyer-supplier trust. “Companies have been trying to leverage new technology and more flexible business models to manage their working capital and their balance sheets,” Angrick said. Business Model Flexibility.

B2B 69

B2B eCommerce Currencies Leverage 69

PYMNTS

DECEMBER 12, 2016

Mobile technology has also helped to make the transactions more secure, continued Jain. Jain stated that gift cards remain one of the most preferred ways for some retailers’ incentive programs to work. And, he noted, the integration of things like location-based services can remind these users of when to use their gift cards.

Leverage 75

Leverage Retail Currencies Technology 75

PYMNTS

AUGUST 23, 2019

BoA Looks to Create Multi-Currency Digital Wallet. The North Carolina-based bank filed a Multi-Tiered Digital Wallet Security application in February 2018 with the United States Patent and Trademark Office, according to a report. Can Digitally-Read Emotions Play a Role in Payments and Retail? Fun, Cool and Otherwise Interesting.

Currencies 43

Currencies Leverage Banking Economics 43

PYMNTS

MARCH 22, 2019

Based on our learnings from that experiment, we actually decided to make meaningful improvements in the existing rails by leveraging the payments ecosystem, and within that ecosystem, we are considering the FinTechs as well or the regulators around the world as well, including SWIFT,” said Gulru Atak, who helms the lab.

Valuation 49

Valuation Retail B2B Investments 49

PYMNTS

MARCH 25, 2019

Worldpay processes more than 40 billion transactions each year and supports more than 300 payment types in more than 120 currencies. “At That checkout experience is powered on the backend by PayPal via its retail partnership program. It’s a place to experience the pleasure of shopping versus the chore of buying,” the company said.

Reconciliations 50

Reconciliations eCommerce Retail Currencies 50

Barry Ritholtz

SEPTEMBER 7, 2022

They may want to expand their business through leveraging a community that the listings market, particularly the NYSE brings to the table. And based on the feedback that we hear from companies who are private, the public currency is still very strong. They have — may have M&A targets. RITHOLTZ: Right.

Communication 119

Communication Marketing Math Technology 119

PYMNTS

JUNE 27, 2016

NFC penetration at launch was 15 large retailers’ stores and some 200k merchant locations. The card provisioning is elegant, the user experience secure, the tap-and-go a magical experience. UNDERESTIMATING THE VALUE OF TIME AS A CURRENCY. Of course, in reality at most of the places in the U.S. Solving The Wrong Problem.

Numbers 66

Numbers Concentration Technology Retail 66

CFO News Room

NOVEMBER 18, 2022

Back before it became apparent that a financial crisis was happening, there was an immense amount of leverage in the banking system over which Bernanke had a responsibility to regulate. The banks had become over-extended, over-leveraged and Fed wasn’t paying attention at the time. Bernanke didn’t write about this.

Banking 100

Banking Economics Leverage Currencies 100

PYMNTS

AUGUST 6, 2020

Consumers value seamless, personalized checkout experiences, which means retailers who wish to earn their business must accommodate their various preferred payment methods. These include everything from transaction success rates to currency exchange rates to local or regional security regulations.

Advertising 63

Advertising Currencies Retail Leverage 63

PYMNTS

MARCH 1, 2016

Retailers can be stuck in “calcified” ways of processing payments and tracking consumer behavior, often frustrating buyers at the point of sale. In retail and in omnichannel, the customer is everything. Which is a big departure from the good old days of plastic cards and countertop terminals and shopping only in a physical store.

Retail 40

Retail Currencies Leverage Technology 40

PYMNTS

JANUARY 4, 2017

For travel management and a host of other transaction types, friction becomes an even tougher nut to crack as payments stretch across borders and currencies, between travelers (individuals and corporate road warriors) and online travel companies. Merchants just know how to use those cards.

B2B 48

B2B Currencies Numbers Leverage 48

PYMNTS

JANUARY 27, 2017

But as cross-border investments grow, the exchange hopes to facilitate greater investor engagement while also potentially reducing overhead cost by leveraging various blockchain traits. “Annual General Meetings (AGM) tend to be necessary high-cost events with, on average, fairly low shareholder participation,” the Nasdaq wrote its report.

Startups 54

Startups Securities Compliance Currencies 54

PYMNTS

OCTOBER 8, 2018

The network is valuable because it connects all the end points to which those payments must be made and complies with the regulations that assure the secure movement of those funds. Without the ability to manage the currency risk of international payments, it’s hard to avoid the margin-eroding hits caused by that volatility.

B2B 76

B2B Banking Economics Securities 76

PYMNTS

APRIL 23, 2018

Disintermediating the established intermediaries has become something of an art form in payments and retail these days. Physical retail is being disintermediated by a host of new players using digital technologies and data that further erode their relevance. Take retail. To name but a few. Yes, they do.

Retail 47

Retail Education Sales Banking 47

Barry Ritholtz

FEBRUARY 13, 2023

You know, people are comfortable, leverage builds. So the idea being, you know, that we could analyze, dissect companies anywhere from, you know, senior securities, secured down to distressed. So I think there are 4,800 equities, different securities globally. RITHOLTZ: Is that how you ran R3? Was that the basis?

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Investments Marketing Education 57

PYMNTS

OCTOBER 16, 2017

The ability to use an anonymous single currency to power a decentralized, permissionless distributed ledger operating over the public internet where miners compete to solve the math problems that enable the processing of transactions is a remarkable innovation. The Crypto Has No Clothes. The Need for a Balanced View.

Currencies 71

Currencies Concentration Financial Systems Investments 71

CFO Leadership

DECEMBER 12, 2022

Retailers say they’ve largely been able to get the goods they want in time for the season. So far, Micron, Qualcomm, Intel and others have announced new manufacturing plants that will leverage CHIPS money. If too few buyers show up, the market becomes illiquid, and that’s a Mad Max scenario for currency markets.

Treasury 97

Treasury Leadership Manufacturing Economics 97

PYMNTS

JANUARY 7, 2019

And, yes, this likely sounds blasphemous from someone who’s been beating the mobile payments drum since 2005, well before the iPhone and the App Store changed how consumers, retailers and payments players all use mobile devices. That just makes the point much stronger. Consider this. They’ll have to.

Retail 82

Retail Leverage Numbers Sales 82

PYMNTS

SEPTEMBER 23, 2019

Western Union’s history as a retail cross border remittance platform is moving money between people, largely via cash, within minutes. We move money in minutes on the retail side of our business, and asked ourselves whether we could move money in real time to an account or mobile wallet,” Ersek told Karen Webster.

Accounting 82

Accounting Banking B2B B2C 82

PYMNTS

MARCH 7, 2016

Take physical retail. Who hasn’t gone into a retailer with the intention to buy one thing, only to see a few others that you never knew existed and then end up buying those things instead – and probably also spending more? So what would physical retail look like if it were run like the best online etailers ?

Banking 46

Banking Profit and Loss Retail Manufacturing 46

Onplan

NOVEMBER 30, 2022

Our guide to the best FP&A tools compares each vendor based on five criteria: Adoption — How easy it is for users to adopt the technology and learn and leverage its full extent of features and capabilities. It also offers convenient multi-currency management. Customer success.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Budgeting Forecasting Planning 52