PYMNTS

JULY 17, 2020

Consumers and retailers have become more wary of handling physical cash during the COVID-19 pandemic, spurring some to turn to mobile payment apps instead as a safer, contactless alternative. How AI-Powered Risk Engines, Biometric Authentication Secure Alipay Against Scammers. Around The AML/KYC World.

Leverage 64

Leverage Securities Compliance Accounting 64

PYMNTS

APRIL 22, 2019

An increasing number of customers want to onboard with retailers and banks through their mobile phones, putting greater pressure on businesses to provide robust, digital know your customer (KYC) checks and other security measures. Yet, if platforms want to participate, they must keep up with regulations and security requirements.

Securities 57

Securities Compliance Leverage Accounting 57

PYMNTS

DECEMBER 11, 2020

to advance secure, contactless transactions as stores reopen amid COVID-19 restrictions. Peter Hazlehurst, CEO of Synctera, tells Karen Webster that Synctera is a next-gen banking-services platform that facilitates FinTech scale by enabling banks to leverage their current compliance and account-servicing capabilities in new ways.

eCommerce 70

eCommerce Cash Management Retail Compliance 70

PYMNTS

OCTOBER 1, 2019

where at least one vital and robust sector of commerce has yet to adopt the global security standard en masse. Before getting into that, though, it pays to understand what’s going on with the EMV deadline in this specific area of retail to get a good sense of context. We can leverage existing hardware,” he said. LISNR Offering.

Construction 67

Construction Retail Technology Compliance 67

PYMNTS

JUNE 6, 2016

The National Retail Federation has asked the FTC to investigate the Payment Card Industry (PCI) Security Standards Council on the grounds that credit card companies “unfairly leverage their brands.” The NRF further notes that the government ought to find a new method by which to benchmark data security.

Benchmarking 40

Benchmarking Construction Auditing Securities 40

PYMNTS

JULY 26, 2017

As outlined in the report, however, the OCC again identifies issues related to strategic, credit, operational and compliance risks as top concerns.”. These threats target large quantities of personally identifiable information and proprietary intellectual property and facilitate misappropriation of funds at the retail and wholesale level.”.

Banking 46

Banking Compliance Currencies Concentration 46

PYMNTS

MARCH 10, 2017

With eCommerce in full swing, many retailers are looking to restructure many facets of their operations. From installing more IoT sensors in physical locations to strategic partnerships with chatbot messaging apps and more, retailers are revamping the way in which customer service is provided to consumers.

Restructuring 43

Restructuring eCommerce Technology Retail 43

PYMNTS

NOVEMBER 22, 2018

New rules mean new compliance activities, which, of course, mean additional compliance costs for these stakeholders — as much as $489 million. Now comes the tipping point, said the industry group, where the ATMs may simply shuttered, ostensibly as the aforementioned compliance costs are too great to bear. “

Compliance 75

Compliance Banking Investments Marketing 75

PYMNTS

SEPTEMBER 26, 2019

The future, and what Brighterion has focused its development on, Jha said, is building and leveraging AI solutions that can respond dynamically to risk factors as they unfold, without necessarily inserting a host of additional stumble steps that slow down the customer’s front-end security. The Growing Playing Field.

Risk Management 63

Risk Management Compliance Credit Risk Securities 63

PYMNTS

NOVEMBER 20, 2019

When it comes to payments, artificial intelligence does indeed hold the promise of bringing more efficiency to a variety of areas, not the least of which is online security. And while the headline use cases have been in the world of fraud and compliance protections, the reality, he said, is that the application of AI tools is expanding. “As

Advertising 50

Advertising Compliance Leverage Marketing 50

PYMNTS

MARCH 14, 2017

As banks and payments companies endeavor to meet anti-money laundering (AML) regulations to avoid hefty fines for non-compliance, easily identifying customers in the digital channel becomes paramount to their success. Some “old school” methods that worked in the past aren’t working anymore.

Compliance 44

Compliance Securities Technology Accounting 44

PYMNTS

DECEMBER 31, 2020

Fast-forward to the present, and Afterpay now counts more than 11 million active customers at 63,000 retailers – and most recently reported doing $2.1 lockdown in March, Johan Gerber , executive vice president of cyber and security products at Mastercard, was already predicting that a deluge of chargebacks was headed our way.

Healthcare 115

Healthcare B2B Foreign Exchange Treasury 115

PYMNTS

SEPTEMBER 12, 2017

At the same time, however, the search engine giant has filed a legal appeal against the fine, suggesting its plan may be to comply while pursuing legal challenge rather than stay the course and risk further non-compliance penalties. Researchers leveraged harmonics to transform recordings of normal voice commands into supersonic frequencies.

Compliance 49

Compliance Leverage Securities Numbers 49

PYMNTS

JULY 10, 2017

“They really represent, when we think about our own API capabilities, and focus on new token use cases … both a brand and a relationship, and also a platform where several different use case scenarios can be leveraged,” Gajda said. They’ve essentially built a pretty seamless marketplace that connects and protects consumers and merchants.”.

Investments 40

Investments Compliance Banking Sales 40

PYMNTS

OCTOBER 3, 2017

As part of PSD2 , Keller said the legislation that is in place with the banks in Europe mandates that they act continuously in compliance with best security practices. A few platforms, well-differentiated, will become “best gatekeepers” in their respective verticals, in retail or healthcare, for example. .

Banking 46

Banking Healthcare Compliance Leverage 46

PYMNTS

MARCH 6, 2018

America’s eCommerce giant is reportedly playing with blockchain via its cloud computing arm, Amazon Web Services (AWS) , with a focus on health care, financial services, supply chain management, and security and compliance. If the company goes there at all, analysts say it would only be with the utmost caution.

Currencies 47

Currencies Leverage eCommerce Compliance 47

PYMNTS

JULY 16, 2019

When people talk about omnichannel as a concept, they are usually referring to the classic retail use case: The customer buys something online and then goes and picks it up at the store, or the consumer picks it up in the store but initiates the return online.

Compliance 55

Compliance Leverage Marketing Finance 55

PYMNTS

JANUARY 19, 2021

With so many retail stores closing, they need to be able to provide a way to sell D2C wherever those consumers are online.”. Retailers are entering new markets at a time when regulations are becoming more complex and costly, not less.

eCommerce 128

eCommerce Compliance Invoicing Retail 128

PYMNTS

JUNE 14, 2017

Online fraud is no small problem for merchants, but a significant number of retailers do not spend enough time on the dual goals of streamlining the consumer data experience while weeding out possible fraudulent transactions. Is there lack of awareness of security risks?

Retail 58

Retail Accounting eCommerce Securities 58

PYMNTS

APRIL 16, 2018

That putting what is now the inevitable regulatory screws to social media platforms will impose unwieldly compliance costs on every player, making it harder for new players to emerge and scale, and thereby strengthening Facebook’s position. Anyone who gets it down to one minute should definitely get the Nobel Peace Prize.

Advertising 48

Advertising Transportation Numbers Sales 48

PYMNTS

MARCH 28, 2016

Yes, the former is getting easier thanks to mobile remote deposit — even for the financially disadvantaged — thanks to innovators who are leveraging that technology and the near ubiquity of mobile phones. Consumers are given incentives to pay with direct debit and most retailers won’t accept checks at the point of sale. In the U.K.,

Accounting 48

Accounting Banking Financial Systems Retail 48

Bramasol

JULY 14, 2022

It automates all data management functions — including ingestion, transformation, orchestration, governance, security, preparation, quality, and curation — enabling insights and analytics to accelerate use cases quickly."

SAP 78

SAP Compliance Leadership Healthcare 78

PYMNTS

SEPTEMBER 24, 2020

In Malaysia, for example, the government has set aside the equivalent of $108 million USD to spur small businesses and retailers to accept digital payments — and gave millions of individuals one-off incentives to spend via digital wallets. But speed bumps loom, too.

Compliance 98

Compliance Accounting Advertising Budgeting 98

PYMNTS

MARCH 20, 2019

In the case of solutions that offer eInvoicing and request for payment, Johal said SMBs have a “way to receive funds leveraging a close to real-time payment solution.”. Johal added that “in Canada, Interac e-transfers have been hugely popular with both retail and small businesses as a method to get paid and make payments.

Invoicing 55

Invoicing Leverage Accounting Compliance 55

PYMNTS

NOVEMBER 16, 2018

For one, the virtual heaps of data that continue to accumulate in the digital world require more sophisticated analysis, and that can essentially provide job security for artificial intelligence. In turn, that can lead to “one-on-one service,” as was common with bankers and retailers well before the digital age. “AI One-On-One Service.

Analyzing Data 43

Analyzing Data Banking Technology Retail 43

PYMNTS

MAY 5, 2017

Aside from the obvious, the reason this breach is disconcerting to security experts is the way in which a single breach of Sabre’s system could have worked to allow cybercriminals access to a much broader attack surface. I strongly urge retailers to strengthen their protections when it comes to fraud.

Securities 45

Securities Leverage Entertainment Auditing 45

PYMNTS

JUNE 12, 2018

In a press release, Trulioo said that, with the partnership, consumers will have a speedy onboarding experience and, at the same time, ensure regulated businesses are adhering to the cross-border anti-money laundering and know your customer (KYC) compliance rules.

Compliance 46

Compliance Leverage Securities Accounting 46

PYMNTS

JANUARY 27, 2017

But as cross-border investments grow, the exchange hopes to facilitate greater investor engagement while also potentially reducing overhead cost by leveraging various blockchain traits. “Annual General Meetings (AGM) tend to be necessary high-cost events with, on average, fairly low shareholder participation,” the Nasdaq wrote its report.

Startups 54

Startups Securities Compliance Currencies 54

PYMNTS

OCTOBER 8, 2018

The network is valuable because it connects all the end points to which those payments must be made and complies with the regulations that assure the secure movement of those funds. Those networks are used to make a payment to a supplier anywhere that supplier happens to be. Could that process be more efficient? Yes, it could. Does it work?

B2B 76

B2B Banking Economics Securities 76

PYMNTS

JUNE 29, 2017

And that growing spend, apart from being visible by the numbers, is also visible in falling foot traffic to physical retailers, as consumers are increasingly preferring to shop (and browse and price compare) with their phones, as opposed to physically appearing at the mall. That’s an estimated $1.3

Communication 60

Communication Securities Transportation Banking 60

PYMNTS

AUGUST 19, 2019

Conventional wisdom may hold that alternative lenders — those companies that leverage data and analytics, along with various funding models matching investors with borrowers — could be harder hit than more traditional lenders by a volatile rate environment. consumer remains solid.

Banking 49

Banking Profit and Loss Economics Compliance 49

PYMNTS

AUGUST 4, 2017

That framework will allow point of interaction(POI) implementers to evaluate whether their QR generation and interpretation are in compliance with specifications. Teavana: Starbucks, along with many other retailers, said macro hurts right in the cash register. ” The Right Solution For The Right Problems. “We Not An Either/Or.

Technology 49

Technology Banking Valuation Manufacturing 49

Barry Ritholtz

DECEMBER 6, 2022

And definitely, their retail market participation is significantly lower than you can see in the U.S. We have retail clients. I think, obviously, the ticker is very important, particularly for the self-directed retail client base. And I think that the financial advisors are used, but not as widely used as they are in the U.S.

Investments 61

Investments Marketing Numbers Risk Management 61

Barry Ritholtz

FEBRUARY 13, 2023

You know, people are comfortable, leverage builds. So the idea being, you know, that we could analyze, dissect companies anywhere from, you know, senior securities, secured down to distressed. So I think there are 4,800 equities, different securities globally. RITHOLTZ: Is that how you ran R3? Was that the basis?

Mergers and Acquisitions (M&A) 57

Mergers and Acquisitions (M&A) Investments Marketing Education 57

Barry Ritholtz

MARCH 27, 2023

I invest less because I’m interested in what widgets a company does, and more in the capital structure and how to position yourself, what the other guy is going to do at the bond level or senior secured level, and how to position yourself to make money. That’s the thrill to me. MIELLE: Exactly. RITHOLTZ: It was really fascinating.

Investments 110

Investments Restructuring Profit and Loss Finance 110

PYMNTS

JANUARY 7, 2019

And, yes, this likely sounds blasphemous from someone who’s been beating the mobile payments drum since 2005, well before the iPhone and the App Store changed how consumers, retailers and payments players all use mobile devices. That just makes the point much stronger. Consider this. They’ll have to.

Retail 82

Retail Leverage Numbers Sales 82

Onplan

NOVEMBER 30, 2022

Our guide to the best FP&A tools compares each vendor based on five criteria: Adoption — How easy it is for users to adopt the technology and learn and leverage its full extent of features and capabilities. Size constraints that can impact usability and even security. As with any new technology, Anaplan comes with a learning curve.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Budgeting Forecasting Planning 52